To buy land in Lagos is one of the smartest wealth investment you can make. From the fast-developing blocks in Ibeju-Lekki to established zones in Ikeja GRA, real estate here moves quickly. However, if you do not understand Nigerian land titles, you might end up paying millions of Naira for a serious headache. At propertdeal.ng, we always talk to buyers who almost lost their savings they are ignorance of what documents to ask for
Many buyers think that simply paying a family or an agent gives them ownership. It does not work that way Lagos state. The state government technically owns all the land under the Land Use Act. For the security of your investment, you have to get a recognized title.
We will break down the two most critical land documents in Lagos—the Certificate of Occupancy (C of O) and Governor's Consent—and what they mean for your money.
What is a Certificate of Occupancy (C of O)?
The Certificate of Occupancy is the first official document that Lagos State Government issues to an individual or developer. It means that the state has leased that specific piece of land to the owner for a maximum period of 99 years.
- Issued Once: A piece of land can only get one original C of O issued on it by the government.
- The Primary Title: It signifies that the land is free from government acquisition and is legally registered at the land registry in Alausa, Ikeja.
- The Passing of the Baton: Governor’s Consent is simply the official stamp showing that the state recognizes that the land has legally moved from the previous owner to you (The buyer).
- The Deed of Assignment: After you purchase the land, your lawyer drafts a Deed of Assignment. This deed will then be submitted to Alausa to process your Governor’s Consent. Once the consent is obtained, you become the legal owner of the land
C of O vs. Governor's Consent: The Key Differences
| Feature | Certificate of Occupancy (C of O) | Governor’s Consent |
| Who Issues It? | Directly by the State Government. | The Governor approves the transfer of an existing title. |
| How Many Times? | once in the land history | Every single time the property gets a new buyer. |
| When is it Needed? | When you are the very first person to lease the land from the government. | When you are buying a property from a previous private owner. |
Other Crucial Land Titles to Keep in Mind
Before you write that check or make a transfer, you might hear agents throw around other terms. Here is what they actually mean:- Gazette and Excision
- Freehold (Registered Survey Only)
- Get the Survey Plan: If you get your desired land at propertdeal or anywhere else, ask the seller or agent for a copy of the land's survey plan.
- Conduct a Search at Alausa: Take that survey plan to the Lagos State Land Registry in Alausa, Ikeja. Pay the official fee to run a land verification search. This will tell you if the title is real or if the land falls under a government committed zone (like future highway paths).
- Hire a Real Estate Lawyer: Do not let the seller's lawyer draft your documents. Get your own independent legal counsel to review the Deed of Assignment.
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